Subscriptions
Fixed recurring plans with flexible billing intervals.
SaaS payments that cost less.
Payments got you down? We know a dude. Simple card payments, transparent pricing, and an API your team can actually enjoy using. Starting 0.3% and 5¢ below Stripe.
PCI compliantAutomatic volume discounts
Standard card rate2.6% + 25¢per successful transaction
SAAS PAYMENTS THAT COST LESS•••• 0260
You would keep
$90,000a year vs. Stripe
That's $7,500 back every month.
Card rates only, compared against Stripe's published 2.9% + $0.30. Assumes a $25 average transaction and no international, dispute, or billing-software add-ons on either side. Your tier is set by last month's volume and applies automatically.
Why Paydude
Lower rates, with nothing given up to get there.
We're building the payment stack we always wanted: transparent pricing, an integration you can finish today, and tools that feel light instead of layered.
The price you see is the price you pay. Published tiers applied automatically by volume. No sales calls, no mystery quotes, and no negotiated pricing that someone else got a better version of.
An integration you finish today. A typed SDK, a REST API that behaves the way you already expect, and drop-in card fields so no card number ever reaches your servers.
Security stays on our side. Tokenized cards, 3-D Secure, signed webhooks, and encryption at rest. The compliance burden sits with us instead of with your team.
Your AI agent can build it. An official MCP server plus agent-readable docs, so Claude or Cursor can wire up checkout and test it against sandbox without you pasting anything into a chat window.
Billing is part of payments. Subscriptions, invoices, refunds, and reconciliation live in one API at no extra percentage — not a second product bolted on beside it.
Payouts on your schedule. Standard, next-day, or instant, picked per payout rather than locked to your account, so cash flow stays a decision instead of a setting you made once.
BILLING FLEXIBILITY
Enable any billing model.
Launch the pricing your product needs today—and change it as your business evolves.
Usage-based
Charge for exactly what each customer consumes.
Per seat
Scale invoices automatically as teams grow.
One-time
Collect single purchases, setup fees, or add-ons.
Hybrid
Combine recurring, usage, seats, and one-time charges.
DEVELOPER EXPERIENCE
An API you can hold in your head.
Payments, customers, subscriptions, refunds, payouts, webhooks. Predictable resources, familiar verbs, and errors that tell you exactly what to fix.
Get sandbox accessPOST/v1/payments
1import { Paydude } from "@paydude/node";23const paydude = new Paydude(process.env.PAYDUDE_API_KEY);45const payment = await paydude.payments.create({6 amount: 4900,7 currency: "usd",8 source: token,9 description: "Pro plan — monthly",10});1112payment.status; // "succeeded"BUILT FOR AI
Your coding agent can wire this up for you.
Give Claude, Cursor, or any MCP client typed payment tools—not a hundred pages of docs to scrape.
$ npx -y @paydude/mcp ↵
Agent-native tooling
Create and refund sandbox payments, search transactions, scaffold checkout, and explain fees.
Docs a model can trust
llms.txt, stable error codes, paste-ready examples, and sandbox keys without a signup gate.
SECURITY
Card data never touches your servers.
Lower fees should never move risk onto your team. Card details leave the browser encrypted and come back as a token.
PCI compliant
PCI compliant infrastructure handling millions of transactions per year.
Tokenized end to end
Your database stores a payment token—never a customer's card number.
Fraud checks + 3DS
Risk scoring on every payment, with step-up authentication when you need it.
Safe retries
Signed webhooks and idempotent writes prevent duplicate payments and replay attacks.
SIMPLE PRICING
One card rate. No sales call.
Cross a monthly volume tier once and your lower rate is locked for six months. Reach it once during that period to renew it automatically.
Starter
Under $100k / month
2.6% + 25¢0.30% + 5¢ under StripeChoose StarterMOST POPULAR
Growing
$100k–$5M / month
2.55% + 20¢0.35% + 10¢ under StripeChoose GrowingScale
$5M+ / month
2.5% + 15¢0.40% + 15¢ under StripeChoose ScaleGET IN EARLY
Pay less, dude.
Tell us where to reach you. We'll send early access in signup order when Paydude opens.